We offer both conventional and CMHC approved first and second mortgages with amortization of up to 25 years. Terms range from 6 months to 3 years and we offer  both open and closed, fixed rate mortgages.

Current Rates Calculate Your Mortgage Home Buyers Incentives

Consumer Loans

Loans are available for consumer purchases, vehicles, vacations, debt consolidation, and home improvements. You choose from competitive fixed or variable rate options with terms up to five years.

* Interest Bonus for Mortgage Holders
If you have your residential first mortgage with Legacy Financial, you may be eligible for 1/2% reduction on your next consumer loan.

Current Rates Calculate Your Loan

Line of Credit

The Legacy Financials’ Line of Credit allows you to write yourself a loan by writing a cheque. You can spend up to a preset credit limit and you will pay interest only on the amount you use. We offer secured and unsecured lines of credit with interest rates dependent upon the collateral pledged.

Authorized Overdraft Protection

Legacy’s Authorized Overdraft Limit (AOL) offers you a little extra peace of mind by covering a set amount if your account becomes overdrawn. Your overdraft limit will allow you extra cash if you’re running a little short.


Creditors Life and Disability Coverage is available on most loans. Mortgage Life, Critical Illness, and Disability insurance is available for mortgages at a low cost in order to protect you and your family.


Highly Affected Sectors Credit Availability Program (HASCAP)

HASCAP aims to support those in the hardest hit businesses – including those in sectors like tourism and hospitality, hotels, arts and entertainment by providing low-interest loans.
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QTrade Investor

Ranked the number one online brokerage in Canada.

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Ding Free ATMs

The Ding Free network is a network of thousands of surcharge-free ATMs across Canada.

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Legacy Financial News

Find out what's new at your credit union.

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*Terms and conditions apply. Rates are subject to change without notice. Specials offers may be changed, withdrawn or extended at any time, without notice. All products are subject to Legacy Financial lending criteria, fees and charges for residential properties. The advice on our website is prepared without knowing your personal objectives, fit for you. Legal Terms of Use apply.

A Division of ConnectFirst Credit Union