With Interac Flash, you’re able to pay for everyday purchases quickly, securely and conveniently – all with a single tap. Use your card at any checkout with the Interac Flash logo across Canada by holding your new Legacy Financial Member Card in front of the card reader.

Did we mention it’s secure?

Interac Flash uses EMV-based secure chip processing, instead of magnetic stripe data type processing. This protects your new Member Card against skimming, counterfeiting, and transaction replay types of fraud, including electronic pick-pocketing.

Plus, there’s additional protection with spending limits.

If using the tap function, no single transaction can exceed $100 and the total daily cumulative expense of tap transactions cannot exceed $200.  When the single or cumulative spend limit is reached, you’ll be prompted to insert your card and enter the PIN to complete the transaction.

This adds a layer of protection and ensures there’s a step to validate that you’re indeed using your Member Card.

What to do once you receive your new Interac Flash Member Card.

Step 1: Activate Your Member Card For Interac Flash.

Your PIN has not changed and your first purchase using your PIN with this card will activate Interac Flash.

IMPORTANT: To ensure your continued card functionality and access, we ask that you use your new card as soon as possible.

Step 2: Update Your Banking Access.

Login to online banking or mobile banking with your new Member Card number and your existing Personal Access Code (PAC) to automatically transfer your personalized settings to your new card. Your old Member Card access will no longer be valid.

If you have setup Memorized Account(s) in online or mobile banking, you will need to modify them to reflect your new card number.

Step 3: Destroy Your Old Member Card. 

Be sure to destroy and safely dispose of your old card.

Need help?


Frequently Asked Questions

Are there spending limits with tap?

Yes. Spending limits provide an added layer of protection by occasionally prompting you to enter your PIN when your limit is reached. This will validate that you are the legitimate cardholder.

You can spend up to $200 ($100 groceries + $50 gas + $50 other) per day, with each transaction allowing for a maximum of $100. Once you’ve hit your limit the terminal will ask you to insert your card and pin to complete the payment.

How do I receive my new Interac Flash MemberCard?

Your new Interac Flash Member Card will be mailed to the mailing address on your member profile this summer. If you do not receive a new Member Card by January 1, 2019, visit your local branch or call 1.844.753.7900.

Can I disable the Tap function on my new MemberCard?

You sure can! Just call the Member Care Centre at 1.844.753.7900 or visit your local branch to do so.


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