We know that your banking needs can change month-over-month. You need an account that won’t charge you an arm and a leg to bank the way you want. Optimizer caps at a monthly cost but if you don’t bank enough to hit that amount, you only get charged for what you used!

  • Only pay for what you use up to the monthly limit
  • 10 FREE e-transfers a month
  • Account fee waived with a minimum monthly balance of $3,000
  • Low cost for any additional e-transfers*

Up to $13.75/month


Do you find yourself doing most of your banking online? Offering enhanced digital services and increased transactions, the Digital banking package has you covered.

  • No cost for self-serve transactions
  • Five FREE e-transfers a month
  • Low cost for any additional e-transfers*



Just as the name suggests, this product is the complete package! For members who transact frequently or send lots of e-transfers, this account takes the thinking out of banking. Offering peak flexibility, this account lets you bank exactly the way you want.

Our 60+ members receive a rebate on the Complete product.

  • Unlimited e-transfers
  • Unlimited transactions
  • Monthly overdraft protection included
  • FREE for members with a minimum monthly balance of $6,000

$21.95/month ($18.95 for Seniors age 60+)

Senior Optimizer

We don’t believe in charging our senior  60+ members to bank with us. Many of our senior members have been with us for decades and have become like family. That’s why we offer our robust Senior Optimizer account free to our 60+ members.

  • No cost for self serve and in-branch transactions
  • 10 FREE e-transfers a month

FREE for members 60+

Youth Digital

The Digital banking package is available FREE for youth up to the age of 25 to help provide a head start on your financial well-being.

  • No cost for self-serve transactions
  • Five FREE e-transfers a month
  • Youth earn interest on their monthly balance!
  • Minors (<18 years) no cost for in-branch transactions

FREE for Youth up to 25


We want to help build good money habits from a young age, which is why our Kids account is free for children up to 12 years old!

  • No cost for self-serve or in-branch transactions
  • Five FREE e-transfers a month
  • Kids earn interest on their monthly balance!

FREE for kids aged 12 and under. Over 12? Check out the Youth Digital package below!

US Dollar

For our members who have US dollar needs, this account keeps your transactions in US currency.
Our US Dollar account is available to members who have an additional chequing account with us.

  • Only pay for the transactions that you need

$1.95 (USD)/month



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*Terms and conditions apply. Rates are subject to change without notice. Specials offers may be changed, withdrawn or extended at any time, without notice. All products are subject to Legacy Financial lending criteria, fees and charges for residential properties. The advice on our website is prepared without knowing your personal objectives, fit for you. Legal Terms of Use apply.

A Division of ConnectFirst Credit Union