Youth Accounts & Services

FAT CAT® Account  |  HEADSTART® Account  |  Registered Education Savings Plan


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FAT CAT® Account

This starter account is for children up to the age of 13. It introduces young people to financial services and helps them to save money. We will deposit the initial $25 common share requirement on all new FAT CAT® Account. ATM access is not available on the FAT CAT® Account.

HEADSTART® Account

The HEADSTART® Account provides young members from 13 to 18 years of age with a MEMBER CARD® Debit Card and ATM access. To encourage responsible financial planning, this account provides the benefits of a savings and chequing account. Legacy Savings will deposit the initial $25 common share requirement on all new HEADSTART® Account. This account is available to members up to the age of 23 if they are attending a post-secondary school.

With the HEADSTART® Account, you receive:

  • 4 Free Cheque/Debits
  • 4 Free INTERAC® Direct Payment purchases
  • Free ATM deposits
  • 4 Free ATM withdrawals
  • 2 Free ATM inquiries

Registered Education Savings Plan

With a Registered Education Savings Plan you help your children or grandchildren pay for their future education. Beneficiaries may be eligible for provincial and federal grants to help grow their education nestegg even faster.


Office Hours
Monday & Tuesday 8:30 a.m. - 4:30 p.m.
Wednesday to Friday 8:30 a.m. - 5:00 p.m.

City Plus Branch
Monday to Friday 8:00 a.m. - 3:00 p.m.
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Legacy Savings & Credit Union Ltd.
1940 - 9 Ave SE, ph: 403.265.6050 Facebook
Calgary, AB T2G 0V2 fax: 403.265.8010
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City Plus Branch (Municipal Building)
5th floor, 800 Macleod Tr. SE, ph: 403.268.2626
Calgary, AB T2P 2M5 fax: 403.268.4886
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© 2017 Legacy Savings & Credit Union Ltd