Investment & Lending Rates

Investment Rates  |  Lending Rates


Investment Rates

Term Deposits  |  RRSP  |  RRIF  |  Tax Free Savings

Term Deposits (as of March 9, 2015)
Redeemable Deposits (Minimum Deposit $2,500.00)
1 Year

0.750%

Non-Redeemable Deposits (Minimum Deposit $1,000.00)
60 Days 0.300%
90 Days 0.300%
180 Days 0.750%
1 Year 1.000%
2 Year 1.150%
3 Year 1.250%
4 Year 1.450%
5 Year 1.750%
*Rates Subject to Change Without Notice*

RRSP (as of March 9, 2015)
Fixed: Non-Redeemable (Minimum Deposit $500.00)
90 Days 0.300%
180 Days 0.750%
1 Year 1.000%
18 Months 1.150%
2 Year 1.150%
3 Year 1.250%
4 Year 1.450%
5 Year 1.750%
*Rates Subject to Change Without Notice*

RRIF (as of March 9, 2015)
Fixed: Non-Redeemable (Minimum Deposit $500.00)
1 Year 1.000%
2 Year 1.150%
3 Year 1.250%
4 Year 1.450%
5 Year 1.750%
*Rates Subject to Change Without Notice*

Tax Free Savings (as of March 9, 2015)
90 days 0.300%
180 days 0.750%
1 Year 1.000%
2 Year 1.150%
3 Year 1.250%
4 Year 1.450%
5 Year 1.750%
*Rates Subject to Change Without Notice*

Lending Rates

Prime Today is 2.850% (as of February 4, 2013)
Consumer Loans – Variable Rate
New Car 4.600%
Used Car – Secured 5.600%
Consumer – Fully Secured 6.100%
Consumer – Partially Secured 6.100%
Consumer – Unsecured 7.100%
Consumer Loans – Fixed Rate
New Car 5.100%
Used Car – Secured 6.100%
Consumer – Fully Secured 6.600%
Consumer – Partially Secured 7.100%
Consumer – Unsecured 7.600%
Mortgages – Owner Occupied – Urban
6 Month – Closed 3.900%
1 Year – Open 6.500%
1 Year – Closed 2.990%
Other
Authorized Overdraft Loan 9.000%
Unauthorized Overdraft 10.000%
Contact Loan Department for other Mortgage, Loan, and Line of Credit Rates.
*Rates Subject to Change Without Notice*

Office Hours
Monday & Tuesday 8:30 a.m. - 4:30 p.m.
Wednesday to Friday 8:30 a.m. - 5:00 p.m.

City Plus Branch
Monday to Friday 8:00 a.m. - 3:00 p.m.
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Legacy Savings & Credit Union Ltd.
1940 - 9 Ave SE, ph: 403.265.6050 Facebook
Calgary, AB T2G 0V2 fax: 403.265.8010
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City Plus Branch (Municipal Building)
5th floor, 800 Macleod Tr. SE, ph: 403.268.2626
Calgary, AB T2P 2M5 fax: 403.268.4886
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© 2017 Legacy Savings & Credit Union Ltd