Standard Chequing Accounts

If you have few transactions each month, the ‘pay as you go’ Standard Chequing Account is your best choice. There’s no monthly fee and transaction fees are reasonable. You don’t need to keep a minimum balance, and you can choose Authorized Overdraft Protection (on approved credit), if you need it.

You’ll also have convenient remote access to your account with MemberDirect® Internet Banking, the MEMBER CARD® Debit Card, and the MasterCard® Global Payment Card. Record keep is easy with monthly statements including images of your cancelled cheques.
Fees


Regular Flat Rate Chequing

If you do most of your banking in-branch and have many transactions each month, choose the Regular Flat Rate Account for your everyday banking . One low, fixed monthly fee includes unlimited chequing debits and all in-branch bill payments. Service charges apply on ATM transactions. No minimum balance is required and Authorized Overdraft Protection on approved credit is available. With the Regular Flat Rate Chequing Account, You receive:

  • Unlimited, no charge
    • chequing debits
    • INTERAC® Direct Payment transactions
    • in-branch bill payment
    • cheque certification by member
    • MemberDirect® online transactions, including bill payments
  • No charge for specified personalized cheques
  • Free monthly statements
  • ATM transactions – fees apply
  • MASTERCARD® GLOBAL PAYMENT CARD and MEMBER CARD® Debit Card access
  • No charge Travellers Cheques

You can access your Flat Rate Chequing Account conveniently using any of our remote banking options. Record keeping is easy with monthly statements that include images of your cancelled cheques.
Fees


Premium Flat Rate Chequing

Add the extra freedom of  a set number of ATM transactions each month with the Premium Flat Rate Chequing Account. Authorized Overdraft Protection on approved credit is available and monthly statements including images of your cancelled cheques are also free of charge. For a low monthly fee, you receive:

  • Unlimited, no charge
    • chequing debits
    • INTERAC® Direct Payment transactions
    • in-branch bill payments
    • cheque certification by member
    • MemberDirect® online transactions, including bill payments
  • No charge for specified personalized cheques
  • Free monthly statements
  • ATM Transactions (in Canada)
    • 8 FREE withdrawals per month
    • 2 FREE deposits per month
    • 4 FREE transfer/inquiries per month
  • Free in-person transfers
  • MASTERCARD® GLOBAL PAYMENT CARD and MEMBER CARD® Debit Card access
  • No charge Travellers Cheques
Fees
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*Terms and conditions apply. Rates are subject to change without notice. Specials offers may be changed, withdrawn or extended at any time, without notice. All products are subject to Legacy Financial lending criteria, fees and charges for residential properties. The advice on our website is prepared without knowing your personal objectives, fit for you. Legal Terms of Use apply.

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