Chequing Accounts

Standard Chequing
Regular Flat Rate Chequing
Premium Flat Rate Chequing


Standard Chequing Accounts

If you have few transactions each month, the ‘pay as you go’ Standard Chequing Account is your best choice. There’s no monthly fee and transaction fees are reasonable. You don’t need to keep a minimum balance, and you can choose Authorized Overdraft Protection (on approved credit), if you need it.

You’ll also have convenient remote access to your account with MemberDirect® Internet Banking, the MEMBER CARD® Debit Card, and the MasterCard® Global Payment Card. Record keep is easy with monthly statements including images of your cancelled cheques.

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Regular Flat Rate Chequing

If you do most of your banking in-branch and have many transactions each month, choose the Regular Flat Rate Account for your everyday banking . One low, fixed monthly fee includes unlimited chequing debits and all in-branch bill payments. Service charges apply on ATM transactions. No minimum balance is required and Authorized Overdraft Protection on approved credit is available. With the Regular Flat Rate Chequing Account, You receive:

  • Unlimited, no charge
    • chequing debits
    • INTERAC® Direct Payment transactions
    • in-branch bill payment
    • cheque certification by member
    • MemberDirect® online transactions, including bill payments
  • No charge for specified personalized cheques
  • Free monthly statements
  • ATM transactions – fees apply
  • MASTERCARD® GLOBAL PAYMENT CARD and MEMBER CARD® Debit Card access
  • No charge Travellers Cheques

You can access your Flat Rate Chequing Account conveniently using any of our remote banking options. Record keeping is easy with monthly statements that include images of your cancelled cheques.

Account Fees Open an Account Today


Premium Flat Rate Chequing

Add the extra freedom of  a set number of ATM transactions each month with the Premium Flat Rate Chequing Account. Authorized Overdraft Protection on approved credit is available and monthly statements including images of your cancelled cheques are also free of charge. For a low monthly fee, you receive:

  • Unlimited, no charge
    • chequing debits
    • INTERAC® Direct Payment transactions
    • in-branch bill payments
    • cheque certification by member
    • MemberDirect® online transactions, including bill payments
  • No charge for specified personalized cheques
  • Free monthly statements
  • ATM Transactions (in Canada)
    • 8 FREE withdrawals per month
    • 2 FREE deposits per month
    • 4 FREE transfer/inquiries per month
  • Free in-person transfers
  • MASTERCARD® GLOBAL PAYMENT CARD and MEMBER CARD® Debit Card access
  • No charge Travellers Cheques

Account Fees Open an Account Today


Office Hours
Monday & Tuesday 8:30 a.m. - 4:30 p.m.
Wednesday to Friday 8:30 a.m. - 5:00 p.m.

City Plus Branch
Monday to Friday 8:00 a.m. - 3:00 p.m.
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Legacy Savings & Credit Union Ltd.
1940 - 9 Ave SE, ph: 403.265.6050 Facebook
Calgary, AB T2G 0V2 fax: 403.265.8010
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City Plus Branch (Municipal Building)
5th floor, 800 Macleod Tr. SE, ph: 403.268.2626
Calgary, AB T2P 2M5 fax: 403.268.4886
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